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RETIREMENT SERVICES

TURNING YOUR RETIREMENT QUESTIONS INTO ANSWERS

 

​Having trouble deciding which retirement plan is right for you or your agency? Big "I" Retirement Services is here to help you choose which plan best meets your circumstances. We’ve worked with more than 1,000 agencies to help them achieve their retirement goals.

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IIABA Support

With over 25 years in the retirement business, the Big "I" serves as a strong advocate for participating agencies. Whether it concerns a complicated transition from another provider, or perhaps a sale of the agency, we know your business, understand your market, and can grasp your needs.

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Roll Over Your Plan and Save

Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, we consider you a member first, and a client second. Whether we’re building a new plan for your agency from the ground up or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free.

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A Plan for Every Need

Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs.

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BE INDEPENDENT WHEN YOU RETIRE
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We're the only retirement consultants who cater exclusively to independent agents and brokers. You can get your new plan or your exciting plan rollover started today with a free, no-pressure consultation. Call Christine Munoz at 800-848-4410 today to see how we can help you save.

Plans for Agencies:

  • Safe Harbor 401(k)

  • Regular 401(k)

  • SIMPLE 401(k)

  • Simple IRA

  • SEP

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Plans for Individuals:

 

REGULAR IRA

The Regular IRA allows you to contribute up to $5,000 per person in tax-deductible contributions (plus $1000 per person if age 50 or older).   There is no minimum balance requirements, no front-end or back-end sales charges, no restrictions on transfers between investment options, and no market rate adjustments for transfers between funds.

 

ROTH IRA

The Roth IRA has all of the great program features and investment options as the IIAA Regular IRA.  It is eligible for non-deductible contributions up to $5,000 annually, but unlike the Regular IRA, it does not treat withdrawals as taxable income.  In a Roth, contributions can be withdrawn tax-free after five years and age 59 ½, or without penalty for the first home purchase and higher education.  A Roth IRA account may also be passed on to your heirs income tax-free.

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Looking for contact information for your retirement account or IRA?

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For information about your qualified plan’s investments, call Christine Munoz, Director, Employee Benefits at (800) 848-4401. Or, check out the latest rates of return below.

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RATES OF RETURN

The Roth IRA has all of the great program features and investment options as the IIAA Regular IRA.  It is eligible for non-deductible contributions up to $5,000 annually, but unlike the Regular IRA, it does not treat withdrawals as taxable income.  In a Roth, contributions can be withdrawn tax-free after five years and age 59 ½, or without penalty for the first home purchase and higher education.  A Roth IRA account may also be passed on to your heirs income tax-free.

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RATES OF RETURN FOR:

For more information, including plan design and provisions, contact:
DIRECTOR OF IIABA EMPLOYEE BENEFITS:
Christine Munoz, IIABA

christine.munoz@iiaba.net   |   ph: (800) 848-4401   |   Alexandria, VA

Need more information? Contact us today!

We are here to assist. Contact us by phone, email, or on social media.

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